Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
"Your knowledge and expertise in real estate was able to assure us the price we needed to get."
Wayne & Tammie Schneider
"...the team walked me through every step of the process..."
Beth Blumenstock
"The sale of my home was so quick and easy that it was hard to believe."
Marlene Johnson
"...2 weeks on the market! AMAZING!"
Andrea Lassanske
"...I have sold 15 different houses and used 6 different Realtors, but after working with you, I have found my Realtor for life!"
Cheryl & Tom Purtle
"...you can sure tell the difference when you have people who care..."
Edward Glanz
"...Kathy is the first and only person we will ever recommend or use ourselves again..."
Stephanie & Mike Lewis
"...you and your staff were great - very friendly and very professional..."
Ellen Hott
"After seeing how well you displayed our home....we were almost ready to buy it all over again!"
Norm & Jan Montgomery
"Everyone in your office was very considerate and a large help - Thanks to all!"
Nancy Tracy
"I've already passed your name on....Thanks for everything!"
Mary & Mike Liebherr
"From the first time we met you....we knew you stood out from the crowd."
Marie & Rich Quicke
"The selling buying, and closings were flawless"
Trisha Hooth
"She knows her stuff!"
Kelly & Jamie Taylor
"How quickly things moved!"
Anthony & Mary Marinello
"We liked your "team" concept - there was always someone available to call, bring flyers, etc."
Pam & Greg Entzeroth
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What is the average age of a first-time homebuyer in the United States today?
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| A |
The average age of a first-time U.S. home buyer is 32 years. |
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