|
Find out why Kathy is consistently one of St. Louis & St. Charles' highest selling agents! Call Today! 314-276-7653
|
"...I have sold 15 different houses and used 6 different Realtors, but after working with you, I have found my Realtor for life!"
Cheryl & Tom Purtle
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
The Kathy Helbig Team are some of
The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
Get Free St. Charles, St. Charles County and O'Fallon School Reports From Local Experts, Quickly by Email
|
Useful School Information |
|
Public Schools |
|
West
St. Louis County School Districts |
St.
Charles County School Districts |
|
|
|
|
Private Schools |
|
High
Schools |
Elementary Schools |
|
|
|
|
Colleges & Universities |
|
|
|
Everyone offers free school reports. We do too! Plus we offer more. As top St. Charles, St. Charles County and O'Fallon real estate agents, we can tell you things about the schools that no report generated by a computer will ever know. Remember, we consult with people moving to the St. Charles, St. Charles County and O'Fallon, Missouri area on a daily basis. It's our job to know, and our job to tell you. Call us for a first-hand experience of the local schools. Or fill out this form to send us a message right now. It's free and without obligation. We'll get back to you immediately with a phone call, a free report, or a brochure from a local school... What ages are your children? We'll tell you what your choices are for schools in St. Charles, St. Charles County and O'Fallon. It's our job to help! There's no obligation, and we promise to get back to you quickly... 
Financing Your Home >Mortgage Terms
New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.
Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.
|
| Q |
What characteristics must a home have to be considered a prestigious property?
|
| A |
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person. |
 See More Real Estate Trivia > |
|
|
WhatDidTheyGetForIt.com
Find out what homes are selling for in your area!
Find Out More >
|
|
|
- NUMBER1EXPERTS™ 
