St. Charles, St. Charles County and O'Fallon real estate and homes for sale in Missouri, new construction, relocation - The Kathy Helbig Team, REALTORS® The Kathy Helbig Team REALTORS(r) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation - NUMBER1EXPERTS™ The Kathy Helbig Team NUMBER1EXPERTS(tm) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation
View Contact Information for The Kathy Helbig Team, Realtor(r) serving St. Charles, St. Charles County and O'Fallon, MO in St. Louis County > Pop-Up Window
Click to Email The Kathy Helbig Team, REALTOR(r) serving St. Charles, St. Charles County and O'Fallon, MO in St. Louis County
Login
Site Map
The Kathy Helbig Team, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
Find out why Kathy is consistently one of St. Louis & St. Charles' highest selling agents! Call Today! 314-276-7653




"She knows her stuff!"
Kelly & Jamie Taylor
Read Quote >
View All Quotes >


Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Kathy Helbig Team are some of The Top Selling Real Estate Experts™
Find Out More >
Mortgage Prequalification: St. Charles, St. Charles County and O'Fallon Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top St. Charles, St. Charles County and O'Fallon real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Us With Confidence
Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Real Estate Contracts >Contingency Sale

Sellers may be reluctant to accept an offer that is contingent on the sale of another property. However, such a sale can be structured to minimize the risks.

The seller should put a limit on the amount of time that the buyers have to accept an offer, and they should keep their home on the market during that time. They should also reserve the right to require that any contingencies be met within a short period of time, ideally 24 to 48 hours, if they get a second offer. This is called a "First Right" contingency.

Contingent sales can work well for the sellers. The buyer is not in a position to ask for concessions on price or terms and may be able to get interim financing. Each situation is different, however, so go over the terms with your real estate agent before accepting a contingent offer.

See All Tips In The "Real Estate Contracts" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"

A 
Salt Lake City, Utah.
See More Real Estate Trivia >

School Reports
See the nation's top rated reports for Schools in St. Charles, St. Charles County and O'Fallon >



Get Our Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:

WhatDidTheyGetForIt.com
Find out what homes are selling for in your area!
Find Out More >


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:



The Kathy Helbig Team, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kathy Team
Keller Williams Realty

10936 Manchester Rd.
Kirkwood, MO. 63122
Kathy Cell: 314-276-SOLD (7653)
Direct: 636-300-0001
Fax: 636-300-9930
Email: kathyhelbig@NUMBER1EXPERT.com

The Kathy Helbig Team has identified the potential uncertainties of buying and selling a home and has developed cutting edge tools to temper those uncertainties. The key to making the process work is a Big Picture view and a continuous flow of information. Please spend a few minutes to familiarize yourself with the tools available on this site and see for yourself how technology can be put to work for you and how information can become your best weapon against the stress of Real Estate transactions.

RE License 1999118350

CRSMLSREALTOR


www.KathyHelbig.net is brought to you by The Kathy Helbig Team
NUMBER1EXPERTS™ in real estate for St. Charles, St. Charles County and O'Fallon, Missouri, new construction, relocation

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This St. Charles, St. Charles County and O'Fallon Missouri web site is brought to you by The Kathy Helbig Team, REALTORŪ















Return to Top > St. Charles, St. Charles County and O'Fallon new construction, relocation