St. Charles, St. Charles County and O'Fallon real estate and homes for sale in Missouri, new construction, relocation - The Kathy Helbig Team, REALTORS® The Kathy Helbig Team REALTORS(r) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation - NUMBER1EXPERTS™ The Kathy Helbig Team NUMBER1EXPERTS(tm) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation
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The Kathy Helbig Team, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
Find out why Kathy is consistently one of St. Louis & St. Charles' highest selling agents! Call Today! 314-276-7653




"Your knowledge and expertise in real estate was able to assure us the price we needed to get."
Wayne & Tammie Schneider
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The Kathy Helbig Team are some of The Top Selling Real Estate Experts™
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Why Buyers Choose Us: St. Charles, St. Charles County and O'Fallon Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
Welcome > For Buyers > Why Buyers Choose Us ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top St. Charles, St. Louis and O'Fallon area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the St. Charles, St. Louis and O'Fallon market, even listings not yet on the MLS, through our professional Missouri real estate affiliations. 

- Our expert local knowledge of the St. Charles, St. Louis and O'Fallon area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. St. Charles, St. Louis and O'Fallon is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the St. Charles, St. Louis and O'Fallon area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in St. Charles, St. Charles County and O'Fallon. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Closing or Settlement >Escrow Rules

The lender is allowed to accumulate a borrower's payments up to a two-month advance cushion at the end of a year. But if a surplus develops beyond this amount, the borrower is now entitled to an immediate refund unless the surplus is less than $50. These rules apply to new loans.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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The Kathy Helbig Team, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kathy Team
Keller Williams Realty

10936 Manchester Rd.
Kirkwood, MO. 63122
Kathy Cell: 314-276-SOLD (7653)
Direct: 636-300-0001
Fax: 636-300-9930
Email: kathyhelbig@NUMBER1EXPERT.com

The Kathy Helbig Team has identified the potential uncertainties of buying and selling a home and has developed cutting edge tools to temper those uncertainties. The key to making the process work is a Big Picture view and a continuous flow of information. Please spend a few minutes to familiarize yourself with the tools available on this site and see for yourself how technology can be put to work for you and how information can become your best weapon against the stress of Real Estate transactions.

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