St. Charles, St. Charles County and O'Fallon real estate and homes for sale in Missouri, new construction, relocation - The Kathy Helbig Group, REALTORS® The Kathy Helbig Group REALTORS(r) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation - NUMBER1EXPERTS™ The Kathy Helbig Group NUMBER1EXPERTS(tm) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation
View Contact Information for The Kathy Helbig Group, Realtor(r) serving St. Charles, St. Charles County and O'Fallon, MO in St. Louis County > Pop-Up Window
Click to Email The Kathy Helbig Group, REALTOR(r) serving St. Charles, St. Charles County and O'Fallon, MO in St. Louis County
Login
Go To Sitemap
The Kathy Helbig Group, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
Find out why Kathy is consistently one of St. Louis & St. Charles' highest selling agents! Call Today! 314-276-7653




"...I have sold 15 different houses and used 6 different Realtors, but after working with you, I have found my Realtor for life!"
Cheryl & Tom Purtle
Read Quote >
View All Quotes >


Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Kathy Helbig Group are some of The Top Selling Real Estate Experts™
Find Out More >


The Kathy Helbig Group, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Looking for homes? Search everything the web has to offer, right here! Don't miss our Featured Homes

Need local real estate information? We've summarized much of what is important about the St. Charles, St. Louis and O'Fallon real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top St. Charles, St. Louis and O'Fallon real estate agents, we have the experience and track record you are looking for. Please let us help. 

- The Kathy Helbig Group 

 



How much are you spending on your commute to work? Whether moving, considering a new job, weighing the benefits of tele-commuting, or just curious what you're spending given the current cost of gas, you'll probably be interested to see how expensive simply getting to work actually is.

It's more expensive than you think!
Volume/Distance Units?
 
Current Cost of Fuel
$
Commuting Details
Current One Way Commute Distance (Mi)
Work Hours per Week
Commutes per Month
Value of Car
$
AVG MPG of Car
Annual Gross Income (more info)
$
Add More Commuters (more info)
 
Add this calculator to your site. Download it here.


Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

See All Tips In The "Interest Rates" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is considered to be one of the soundest long-term investments?

A 
Real estate has a long-term record of strong investment return and is a driving force of the national economy.
See More Real Estate Trivia >



School Reports
See the nation's top rated reports for Schools in St. Charles, St. Charles County and O'Fallon >



Get Our Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:

WhatDidTheyGetForIt.com
Find out what homes are selling for in your area!
Find Out More >


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:



The Kathy Helbig Group, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kathy Helbig Group
Keller Williams Realty West

5988 Mid Rivers Mall Dr
St. Charles MO 63304
Kathy Cell: 314-276-SOLD (7653)
Direct: 636-300-0001
Fax: 636-300-9930
Email: kathyhelbig@NUMBER1EXPERT.com

The Kathy Helbig Team has identified the potential uncertainties of buying and selling a home and has developed cutting edge tools to temper those uncertainties. The key to making the process work is a Big Picture view and a continuous flow of information. Please spend a few minutes to familiarize yourself with the tools available on this site and see for yourself how technology can be put to work for you and how information can become your best weapon against the stress of Real Estate transactions.

RE License 1999118350

CRS MLS REALTOR


www.KathyHelbig.net is brought to you by The Kathy Helbig Group
NUMBER1EXPERTS™ in real estate for St. Charles, St. Charles County and O'Fallon, Missouri, new construction, relocation

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This St. Charles, St. Charles County and O'Fallon Missouri web site is brought to you by The Kathy Helbig Group, REALTORŪ

Sitemap



Return to Top > St. Charles, St. Charles County and O'Fallon new construction, relocation